Saturday, May 30, 2009

The Significance of the Feast of Tabernacles Today and the Birth of Jesus Christ

Following Yom Kippur comes the Feast of Tabernacles, at the end of September or beginning of October, when Jews remember the forty days they spent in the wilderness, living in tabernacles or booths or tents. You will find the details in Leviticus Chapter 23.

This is the season of the year when Jesus was born. John tells us how Jesus Christ tabernacled amongst us. We need to remember that when it comes to December. Facts are important. Truth and accuracy is vital.

In Jerusalem, and Jewish communities around the world, decorated booths can be seen in gardens or balconies, during the Feast of Tabernacles.

For eight days people will have their meals in these flimsy temporary shelters, some even sleeping under the palm branch roofing, through which the sky can be seen.

It is a time for remembering and giving thanks to God, Who led His People, leading and bringing them to the Promised Land, a phrase we seldom hear these days.

Not only do the people remember, but they celebrate with willow, myrtle, palm and lemon. Each has a significance.

For over 3,000 years the people of Israel have kept and observed this Feast. Why? So that your descendents will know all about your being slaves in Egypt and how God set you free.

On the last day of the Feast in Jerusalem, the High Priest would take a container down to the Pool of Siloam returning to the Temple with it full of water. There was prayer for water for the crops, and for Messiah to come and refresh them.

John speaks of Jesus being in Jerusalem for the Feast, and on that day, shouting out in a loud voice, "If any man is thirsty, let him come to me and drink". Jesus saw people who had been at an eight day Feast or 'Conference' and they were dissatisfied. They had not had their spiritual needs truly met, and Jesus invited them to come to Him. Check this out in John Chapter 7.

Jesus was thinking too of the future when He would pour out the Holy Spirit.

If you are dry, dissatisfied, spiritually thirsty, confused or burdened, drink from Jesus Christ, and then you can refresh others.

Prime your pump and allow the rivers to flow.

Sandy Shaw

Sandy Shaw is Pastor of Nairn Christian Fellowship, Chaplain at Inverness Prison, and Nairn Academy, and serves on The Children's Panel in Scotland, and has travelled extensively over these past years teaching, speaking, in America, Canada, South Africa, Australia, making 12 visits to Israel conducting Tours and Pilgrimages, and most recently in Uganda and Kenya, ministering at Pastors and Leaders Seminars, in the poor areas surrounding Kampala, Nairobi, Mombasa and Kisumu.

He broadcasts regularly on WSHO radio out of New Orleans, and writes a weekly commentary at http://www.studylight.org entitled "Word from Scotland" on various biblical themes, as well as a weekly newspaper column.

His M.A. and B.D. degrees are from The University of Edinburgh, and he continues to run and exercise regularly to maintain a level of physical fitness.

Sandy Shaw
sandyshaw63@yahoo.com

Wayne Dyer

Romance - Why Write It

If you think Romance is a lesser form of fiction, go off immediately and read Pride and Prejudice.

There are many kinds of genre fiction, but nobody accuses Ian Rankin or Ruth Rendell of being lesser writers - simply because they write Crime. Genre fiction has certain expectations and constraints. But what else you do with it is up to you - and your talent.

While writing classic Romances, Jane Austen managed to comment on society, give a feel for time and place, and for people's absurdities, strengths and flaws.

Some Romance is published just for the escapism. And that's fine, too. We all need to escape from time to time. Whatever you choose to do with it, Romance can be fun to write - but don't make the mistake of thinking it's easy. It can be as hard to execute well as any other kind of writing.

Many people believe there's an easy-to-follow formula - a cookie cutter to shape the story with their eyes closed. But this would make Romance fiction incredibly boring - to read and write. Every book would be the same.

As I said, it can be fun to write. But in order to write well, you have to like romance. You must enjoy daydreaming sappy stories. You must go aaah when you hear of love that works out.

Besides being enjoyable, romance can be good practice for writing any form of fiction. You're constrained by the expectations of genre, which frees you up in a strange way to be really creative within those limitations.

It gives you the freedom to concentrate on the important things - every story worth turning a page should have believable characters, conflict that carries us through it, a satisfying ending, a world we can believe in, and language that entertains us.

These are the things that make any book good, no matter what you are writing. Romance forces you to concentrate on these aspects, since these are the aspects that will make your story stand out above the crowd.

Readers want to know that certain things are likely to happen in a Romance, and that other things won't. But we also like to be surprised. We like to be held on tenterhooks - not quite sure which way you'll swing our emotions. And this is what makes any story great.

Jo-Anne Richards is the author of four novels. Her latest is My Brother's Book, published by Picador.

She is co-founder of allaboutlove.net, a website dedicated to romance reading and writing. The site publishes novels and short stories, and runs interactive online writing courses in romance writing. It includes a basic lesbian romance writing course - thought to be unique.

Laws Of Attraction Ideas

Friday, May 29, 2009

Saying You're Sorry Without Action - Time Wasting Self-Improvement

How many times a day do you hear the words I'm sorry? I use the words whenever I feel like I have done something harmful to another person.

I know people that would never even think of apologizing to someone, because it shows a sign of weakness. I don't believe in this, but at the same time, I often tire from listening to the same person saying that they are sorry 30 times a day.

It's these people I'm talking about when I mention, "Saying You're Sorry without Action". I can think of a couple of people in my life that use the word sorry as a poor excuse for their daily activities that seemed to create a repetitive lifestyle of problems.

To me the word sorry becomes meaningless, it used too much by the same person. When this becomes a problem with me, I often make a suggestion to the other person, to quit using the word sorry and start showing me some effort, by changing their life. Changing the way they do things would eliminate the need to say you're sorry, constantly.

If somebody was sincerely sorry, would it continue to happen two, three or four times in the same day. Does this become a habit that they can't seem to break? Do they do it for attention? Is this something that people do for sympathy? I can't really figure it out. Are you lacking the motivation to start solving your own problems or do you need a little help from someone.

Think about it, the next time you say you're sorry to someone. Are you sincerely sorry or is it like flushing the toilet, something you do as a response to something that has came out a you. Be a little more careful with what words you use on a daily basis.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a self help library filled with great subjects on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Books

Goal Achieving - The Secret Behind the Secret

It's 2009!...Undoubtedly, a year of change for the nation and the world . . .

The question is: Will it be a year of change for YOU?...If so, what kind of change?

Some of us would like to think that in order for us to be happy, things around us have to get better first. And, while it certainly looks so on the surface, let's talk about our role in changing our world.

Have you ever taken a moment before you turn on the TV or Talk News to feel the change in your body's stress level before and after you turned on the news? If you have, I'd bet you felt more stressed after turning it on. The reason is this: We are all problem solvers by nature - and, sitting in our homes or anywhere else, we have no control over what happens Nationally or Globally, outside of writing an email or letter to our state representative or congress person. And even then, it is out of our control what they do beyond that. We've voiced our opinion, we must now move on. In reality, there are many things we cannot change -- like everybody else in the U.S. or the world -- to fit our vision of how things should be -- and, subconsciously, the frustration of that causes us stress.

The good news is (and this may sound too simple at first) we have the greatest impact on the nation and the world by focusing on what we do at home. Although it may not seem like much, it is and I'll explain why in a minute - In order to change the world, we must first change the things we do have control over, and the closest thing to us is ourselves.

Can we change the world by changing ourselves first?

Absolutely. Our thoughts, our behavior...that little impact we make - our little 'footprint' if you will - and the impact our little changes have in our own lives influence those around us and this -- in turn - we do change the world. By changing a thought, an attitude and behavior in yourself first, you'll see changes on a very small scale initially -- in you! Over time, you'll notice the change that your new behavior and attitudes have on someone else and then someone else, and so on.

How does that work? It works like this: Have you ever seen a ripple in a pond? If you haven't, then go ahead and throw a stone or pebble into a quiet, still tub or body of water and watch what happens. The reaction the water has to the stone or pebble tossed into it is called a "ripple effect." If we throw a small stone gently into the water, the water ripples gently. If it is a large body of water, you'll notice the ripples continue going out and out and out farther and farther and until eventually they get so large and so small you can't see them. Although you cannot see the ripples any longer, the impact is still there. That is basically how we impact the world. The water represents our world and the pebble represents the thought we throw into it. No matter how hard you try, you cannot start with the large ripples. We can only get the result of large ripples by first creating the small --

Just as ripples caused by a pebble being tossed in water can never be rescinded, the ripples we send out into our world can never be retracted...What ripples do you want to be sending out into the world today?

We've all heard the adage, "Change starts at home" and "Charity begins at home." Now you can see how it absolutely does. You may ask, "How can I begin change?"...The same way you eat an elephant, one bite at a time!"

Let me ask you a question: What do you want the world to look like at this time next year? Kinder? Happier? More understanding? More honest? Richer? More compassionate? Then ask yourself: What am I doing in my own life today to make my own life kinder, happier, more understanding, more honest, richer, and more compassionate?

You'll see as the thoughts and actions in your own life change, it 'ripples' in your family and friends, and as your family and friends are influenced by your example they may begin to change, and if they don't, you may decide to spend more time with people who are open to changing previous attitudes and behaviors in order to change your world. You want to spend more time with the kind of people that move you closer to your desired life, so that your life can evolve into everything you want it to be. As you begin to change yourself, by changing your thoughts and actions, you influence your environment, your home, your work, your community and so on. With continued progress in the direction of your desire, your 'ripples' get larger and larger until you literally see your world change.

Ask yourself: "What is it I want? And, what do I intend to do today to make positive changes in my life so that I begin to create the world I want?"

And, "What do I want" can be a difficult question to answer. Most of us think in terms of things we don't want. Ask yourself, if I don't want this...why? and, if I don't want that . . .why? Your answer will likely include or lead you to what you DO want. Hopefully, one of your intentions is to change this way of thinking about what you don't want into what you do want!

The power of the mind is amazing. You can literally create and have anything you want when you become a master at controlling your thoughts. Did you know we are the only animals on the planet that can do that? We have this amazing gift and yet somehow manage to go most of our lives without being aware of it.

Here's an example of how the power of your mind can change your life: Have you ever written down your goals at the beginning of the year, looked back at them at the end of the year and noticed that most if not all of them were accomplished without you even thinking about them again? And, of those that were not accomplished - had you been encouraged to see that steps had been made toward their accomplishment? Or, maybe you decided one day you wanted something and you got it so fast you were shocked? Or you thought about someone then the phone rang and it was them! This is a perfect example of the power of our mind - and of the power of our thoughts. So, when is a good time to test this power?

There is no time better than now!

Winter time is a perfect time to reflect on how things went last year and decide what you'd like to change in your life this year. This is a perfect time to think about, really think about, the kind of life you want and write down your desires and goals for this year on paper.

There are 347 or so days left in 2009. What are you going to be doing for the next 347 days to move you toward having the life you want? 347 days from now, do you want to have the same life as you have today or would you like a different life? What does that different life look like? Visualize it. Feel how it would feel to have gotten that accomplished. Now, write it down! Write down every detail of the picture of the desired life you would like to have 347 days from now.

Now imagine if you took one new step every day toward creating a piece of that picture! If you did one thing a day for your health, beginning with the way you think about it, at the end of the year you'd be healthier than you are today because you made 347 actions toward better health. If you did one thing a day toward improving relationships, your relationships would be 347 steps closer to being reciprocal, honest, trusting, loving, and all the other characteristics you want to see in your relationships. If you read a chapter a day, you would have read 347 chapters, which is more than 20 books by the end of the year! The list is endless. Will this have an impact on your life? Will your life be different next year if you take these steps? Of course it will!

But what happens if you do nothing because you don't believe you can, so you don't change your thoughts or begin to take steps (even tiny ones) today? That's right. Nothing.

It's not a coincidence. It's Law. Just as Sir Isaac Newton discovered the Law of Gravity by analyzing the forces at work when sitting under the apple tree, we can respect the fact that there might be other Laws at play here too. Laws that, just like gravity, we do not see and cannot touch, but they are here all the same. The movie, "The Secret" lays out pretty well the power of the Law of Attraction. But another one of those Laws is the Law of Reciprocation. It states that what you put out, you get back. Put out a little effort, get little return. Put out a lot of effort, get greater returns. Put out no effort, get no return. Put out positive efforts, get positive returns. Put out negative efforts, get negative returns. Give love, get love. That is the greatest lesson of all. If you would like more love from your family, give more love to them. Be kind. Be supportive. Encourage them to grow. Do all the things you would want someone who loved you to do for you if you were in their shoes. The Law of Reciprocation is the Golden Rule, "Do unto others as you would have them do unto you." Another way of saying it is: Give away what you want the most. Respect, love, appreciation...

Always remember there's one thing you can control and that is you. Only you control your thoughts and your actions today. You can make those thoughts and actions congruent with the kind of life you want and you can have it. You do not have control over other people. You may have influence, but you have no control. They have free will just like you. They will discover their power to when they become aware and begin to test it and trust they have it.

Make a decision about what you want and then act on it. Take at least one step each day - make a phone call, ask someone for information, set an appointment, or spend 20 minutes focusing on something you desire, asking yourself, "If I were to have that by December 31, 2009, what could I do today to move myself closer to it." I guarantee that if you did that and took action on whatever answer came to mind, by December 31, 1009 you could be happier, have less stress, be healthier, have more money and better relationships than you do now!

You can accomplish whatever you want, that is, if you do five things: DESIRE it, ASK for it, BELIEVE that you can have it and then follow that belief and ACT on it and, most importantly, stay FOCUSED on it!

My favorite book says, "God helps those who help themselves." We help ourselves by taking action toward the life we ask our higher source or God to provide. Don't expect your goal to fall into your lap if you aren't willing to take action toward it.

Good intentions are not actions. You've heard what they say, "The road to hell is paved with good intentions." You must ACT. This philosophy is congruent with Newton's Law of Motion. Whether you think in terms of the scientific or philosophical, the message is the same: Put your desires into motion by taking steps toward them. In other words, an intention with action charges the intention and brings the intended result about.

Some people might get hung up on deciding on what their goals should be. If you haven't a lot of experience setting and achieving goals, the concept can be challenging. The worst thing is when people get stuck and therefore do nothing. I don't want that to be you!!

When I was 19, the concept of a long term goal was totally foreign to me. Now, it is crystal clear. When I was 19, I could set a goal for this week, this month and even this year, but had difficulty setting a goal for what I wanted 5 or 10 years down the road. When I was 22 years old however, the lightbulb came on, I decided I wanted to own my own business someday...Not knowing yet how to do that, I set out to gain the knowledge and experience I needed to increase my chances of success and set a date.

To envision a long term goal can seem illusive, yet to others it seems simple. Why is that? I'll tell you why. If we have difficulty envisioning long term goals it's because we have no practice getting good at accomplishing our short term goals! We need first to get good at accomplishing short term goals to graduate beyond the short term to the long term. All it takes is awareness, which you are getting now, and practice!

That reminds me of the guy who stopped a concert violinist in New York for directions. He said, "Excuse me. How do I get to Carnegie Hall?" The musician replied, "Practice!"

Long term goals can seem illusive if we haven't developed the ability to achieve short term goals through practice.

Understanding how to make and achieve long term goals without first understanding short and mid-term goals can be like trying to run before first knowing how to stand or even walk -- or trying to graduate High School without going through Elementary School. I suppose if I say it can't be done, someone will sure enough do it, but it is a tough row to hoe. Our mind doesn't work that way. It's hard to grasp concepts we have no foundation for. We learned to walk by practicing getting up. We practiced getting up and began standing. We got better at balancing and standing and began taking steps. Soon we began walking -- with practice. By practicing at achieving the smaller goals, we gain trust in the process, we get better at achieving them and soon we know how to set and achieve larger and larger ones.

As you practice this, you'll notice a funny thing about the mind. That is that as you start moving toward you're the picture of the life you want to create, that life starts moving toward you. It's almost as if the world realigns itself to bring into your focus the things you need to accomplish your goal. The truth is, it was always there, waiting for you to desire it and seek it out by taking action.

Have you noticed how after you buy a new car, suddenly you notice how many of that particular car is on the road? That is an example of awareness. Once you achieve something, even something as simple as a car, you gain a heightened awareness of it. You are aware of this car more intimately now because you own it. And perhaps even begin the action to buy a nicer car soon after by creating a new thought! That's how goals work.

Start small. Build trust and awareness in the process. Eventually, you will become an expert at grasping the smaller achievements and move toward creating the life you want in the long term.

If you're still not convinced this is how your life is designed to work, think about all the stuff in the world: electricity, cars, music, clothing, paper, furniture...all the stuff you can think of that you use and love every day. All that stuff began with a thought and a desire by someone, another human like you, to create it.

When Benjamin Franklin had the thought of putting the key on the string in the thunder storm and acted on it, electricity was discovered. All the elements to create electricity had always existed, but it took Ben to first have the thought, the desire and belief that it was possible and then to stay focused and take action on the thought to achieve it. He tried many things and each time, with practice and action, he became more aware of the solution. The same elements he used to discover electricity were certainly present before that moment, but it took Ben Franklin to have the thought and take action on it to bring it about. The elements to create electricity have been here all along -- even in the cave man days, but cave men had not evolved to the point they needed to produce electricity. They had more basic needs -- like a need for fire to cook food and a wheel to carry the day's catch. Those were their 'discoveries.' Virtually all the earlier creations and discoveries have been expanded over the years to create the 'things' we enjoy today - gas fireplaces, furnaces, automobiles...the list goes on. But everything, no matter what it is, that you need to create your dream is already here, waiting for you to discover it. You only have to have the thought and take action on it.

I don't want you to worry about how you are going to achieve your goal, just know that everything you need, you will have available to you as you gain the awareness to use it. I'm sure Ben Franklin had no idea how to create electricity, but he kept focusing on his thought, maintained his desire, stayed curious about it and after many tries, the 'how' was revealed that one rainy night.

Thought is where all things that created and all goals achieved begin.

Can the mind really do that? Yes! We have a couple of well-known references to prove it. My favorite book says, "Greater is he that is in you, than he that is in the world." It also says, "Ask and ye shall receive." There are no caveats. No small print. Just, "Ask, and you shall receive." This same book also assures us that we are created in the image of our creator. Doesn't this at least imply that we might also have an ability to create something? Yes. It does. Think about it -- if there was no basic truth to these quotes, why would they have survived 2000 years?

So decide what you want and Ask for it. And don't forget the important elements of Desire, Belief, Action and Focus.

Focus is important. Focus is your mind's GPS. Focus doesn't necessarily accelerate the time it takes to reach your goals. Because the time is what it is. At maximum focus the time it takes to accomplish something is much less than with partial or minimum focus. Your level of focused action determines how fast you reach your goal. There are laws at play here too. Just know that the better you are at focusing the faster you can achieve your goals. Make sure you stay focused so that your actions are taking the shortest route possible to take you where you want to go. If you find you're doing something that does not move you closer to your goal, stop and refocus. Here's why:

Imagine taking a 355 mile trip from San Diego to Phoenix. You set the GPS to find the shortest route. The trip takes 6 hours by car going the speed limit. You begin to drive according to the GPS instructions. If you continue to drive according to the GPS, you'll reach Phoenix in 6 hours. But if you ignore the GPS and instead take several exits along the way, or take the 'scenic route' though the Grand Canyon how long would it take? Or what if you reached Interstate 10 and decided to go North to Palm Springs for the Winter instead? It could take days, weeks or months instead of hours to reach your goal, depending on how many side trips you take and how long you ignore the GPS! Now, it is OK to change your goal, but if your goal is still to get to Phoenix, do you see how much longer it will take you to get there because you took all those detours? A GPS is to a road trip what focus is to achieving your goals. You'll get there faster if you stay focused. It will take longer, or perhaps never, if you don't.

As the Nike slogan goes, "Just Do It!"

Try it. Go ahead and dream. Dream about the life you would like to have 347 days from now. Write it down. Don't worry about the how. The how will come once to decide on what you want, fuel it with your desire and belief that you can have it, stay focused on it and begin taking steps toward it each day. Maintain focus on the life you want 347 days from now and you'll be surprised how your world changes!

Teresa Myers
Sales and Life Success Consultant
http://www.infoforsuccess.com

Why Do People Go To Church

Goal Setting Activities You Must Follow

Do you want to buy a castle? Do you want to play basketball with Michael Jordan? Do you want to have dinner with Bill Gates? Do you want to be a millionaire? Do you want to visit the world's most exotic place? Well, as you already know, with the help of goal setting, it is possible for you to achieve all your dreams.

In fact, goal setting can be divided into 3 phases; they are, the formation phase, the setting phase and the action phase. Without any of these phases, your goal setting activities will not be completed and you will never achieve what you want.

The first phase is the formation phase where ideas, visions or dreams come to you and you want to make them come true. With that means, you need to know exactly what you really want before you can set goal to achieve it. So find out what you really want to achieve in your life right now. Do you have any dreams? Do you have any visions? What do you want to achieve in the next 10 years? Who are you going to be in the next 5 years?

Next comes the setting phase, this is where you set your goals. Goal setting is not as complicated as you think. All you need to do is to grab a pen and write down your goals on a piece of paper. Remember, you need to be as specific as possible and don't forget to write down the deadline for each of your goal. After that, paste that paper on somewhere you can see often. This will constantly remind you about your goals.

The final phase is where after you have set your goals; you need to take action to make your goals come true, and hence, the action phase. Nothing is going to happen if you are not taking any action. Goal setting is not a magic wand; it is not like after you have written down your goals and they will come true automatically. You need to consistent action that will lead you toward your goals.

These are the 3 phases of goal setting activities. By combining these 3 phases together, you will be able to achieve your goals, guaranteed. Remember, success is about getting things done. First find out what you want, set goals and develop plan to achieve them, and then take massive and consistent action everyday.

If you are serious in achieving what you really want in your life, goal setting is the right tool for you. I'm going to share with you the 3 phases of Goal Setting Activities, you are about to discover the real and guaranteed strategies how to achieve your goals

For more information about Goal Setting Activities, please visit: http://www.Goal-Setting-Activities.com

Enjoy Your Life Its The Only One

Thursday, May 28, 2009

3 Steps to Compelling Communication

Communication is the primary tool we use to interact with others. It is vital in the development of successful business and personal relationships. Helen Keller who was blind, deaf and mute needed to learn ways to communicate so she could participate in the world. Participating in everyday life requires the development of effective, respectful communication skills.

The 3 key steps to compelling communication are Listening, Awareness and Questions

Listening
Sometimes silence is the most effective listening tool available. Have you ever noticed people who frequently interrupt conversations in order to make their point? What is the message to the person who was talking? Other times people rush to speak as a way of showing they understand or perhaps they have a solution to offer. To really listen means to give someone your complete time and attention without judgment or assumptions.

An employee went to her manager for suggestions and support in dealing with a difficult client. As she began describing the situation, her boss kept interrupting her and making assumptions. She never got the chance to fully clarify what had occurred and as a result the recommendations she was given for handling the situation were not particularly relevant. The impact of being a good listener can bring positive returns in not only working with colleagues but with clients and suppliers as well. When you do not fully listen and understand the concerns, how can you deal with it?

Awareness
In order to be truly aware you need to recognize what you are saying and doing as well as noticing other people's actions and reactions. In the work world as you move your way up the ladder of responsibility you will have managers and bosses who guide you and give constructive criticism. However, if you dislike your job or some aspect of the job you need to be aware of how your dislike might be coming across. How do you deal with a colleague or boss with whom you are having problems? What is your response? As you become more aware of your thoughts and feelings about a challenging situation, you are better able to manage and plan your actions.

It is equally important to be aware of how others may be feeling or behaving. If you are interacting with people face to face you may notice their body language. In today's world this can sometimes be challenging as you may be doing a lot of communicating by computer and phone. Therefore it is important to pay attention to tone of voice and the tone of emails. Your awareness and sensitivity of yourself and others invites collaborative solutions to problems and concerns.

Questions
Asking people questions instead of making assumptions is a useful way of gathering information. However the kind of questions you ask and the tone of your voice is key. Questions which are critical and judgmental disrupt communication, whereas questions which come from a place of curiosity and inquiry invite more meaningful conversations.

According to the "Inquiry Institute" there are two main types of questions, "judging or learning." Questions which have an accusatory tone such as "who's at fault, why are they so irritating or why can't I do anything right," generally contribute to people being stuck. Questions which invite possibilities like "What can I learn from this, what are the options and how can we do it differently the next time," tend to produce a more positive outcome. Which kind of questions would you respond to more favorably?

To move your conversations forward in the direct you want them to be going remember to really listen to what people are saying, be aware of yourself and others and ask questions which invite collaboration.

Copyright 2008, Gail Solish, Communication and Relationship Coach. All rights reserved. Visit http://www.actualizeyourgoals.com for more tips and information on communication skills and developing positive business and personal relationships. Subscribe to the monthly newsletter "Actualize Your Goals".

Gail Solish, provides Executive/Personal coaching to managers, directors and executives focused on workplace development and relationship management. Claim your copy of "7 Keys to Effective Communication" Today at http://www.ActualizeYourGoals.com

Changing Someones Bad Attitude

Estate Planning - The Life Estate

The life estate is something every first year law student learns about when they study the arcane and often bizarre history of property law that harkens back to the days of English knights, lords and serfs, and the transfer of property through the ceremonial throwing of dirt clods with oaths of duty to accompany. The life estate is about as old as they come as instruments of wealth transfer go and students love it, because it is relatively easy to understand. Apart from what students love and what is easy to remember, however, the life estate still has practical value today in your estate planning and assets management schemes.

The basic idea of the life estate is that a person can be left a piece of property for life, and upon their passing, the property in question can go to whoever is designated to receive that property afterward. The individual or group who receives the property after the life-tenant passes is called the remainderman or remaindermen, which is useful only in that it helps one to remember that the person who remains gets the property. If, for example, one wants to leave a family estate that has been with the family for many generations to their spouse and then have it immediately pass on to their children or another relative who will maintain the estate for the generation to come, then a life estate might be the perfect vehicle to do so. Another example is the same family estate, left to a surviving spouse until the surviving spouse either dies or remarries. Again, the aim is to ensure that the estate stays in family, a contingency which is threatened by the remarriage because that creates a new marital joint-tenancy, absent any other provision. Often the life-estate was used to keep assets, like the family home, headed down a single line of familial ownership.

However, the life estate has other uses, for example, it can leave an asset to be owned by one person until the death of third person. If an older relative has become incapacitated, such that it is difficult for them to make decisions for themselves, then the asset can be left in the care of another for the incapacitated person's lifetime. An example might be, that Blackacre (the fictitious name for a piece of property used in law schools everywhere) is left in the care of cousin Tilly, until great aunt Nelly's death. Thus, Tilly is allowed to make Nelly comfortable at Blackacre (the family home) until Nelly passes on. In this instance, Nelly's life is what is called, the measuring life of the life estate, and Tilly's ownership ends when Nelly is gone.

On the whole, the life estate may be falling out of use for a number of reasons and being replaced by the much more fluid instrument of the trust. But, the life estate still captures, from time to time, our instincts regarding how property is to pass from one generation to another and that is why it is still relevant even for an estate planner who uses it very rarely. It helps us to ask and to get the answer to very difficult questions, which is part of the act of estate planning. Both the client and the attorney must face tough questions, and the life estate (even if it is sometimes regarded as a legal relic of the past) tells us how people used to answer questions of intra-generational wealth transfer and why. We may use different instruments to bring about our legal ends (or we may not), but even if we do, the life-estate still has relevance in helping us think about the questions that underlie the choices to be made in estate planning.

Ronald Hudkins is an advocate for consumer awareness. He has noted that more than 70% of the American public fails to make appropriate estate plans prior to death or incapacitation and as such; authored an Ebook "Asset Protection and Estate Planning for All Ages" It is available for free download at http://stores.lulu.com/rhudkins

Changing Your Thinking